Bodily Injury Liability in Kentucky

Kentucky requires owners of motor vehicles registered in the Commonwealth to carry auto liability insurance coverage on their vehicles. Generally speaking, car owners must maintain liability coverage of at least the following amounts: $25,000 for bodily injury damages sustained by any one person and not less than, $50,000 for bodily…

workers compensation claim

Years of hard work, such as in Kentucky coal mines, manufacturer plants, or on construction sites, can lead to wear and tear injuries caused by repetitive movement. Unfortunately, damage to the back, knees or other body parts caused by wear and tear is often blamed on age when workers seek…

Personal injury claim form

Most personal injury claims are based on the concept that an individual or business failed to fulfill its duties to another individual as a result of carelessness, neglect, or disregard for safety. Negligence may be defined as the failure to act with the level of care that a reasonably prudent…

back injury at work after falling off a ladder

Back injuries are among the most common workplace injuries in Kentucky. Painful back injuries are often caused by work-related wear and tear on muscles, spinal discs, and other soft tissue in the lower back. If you have suffered a wear and tear injury at work that prevents you from performing…

trucking companies fatalities in the US

Large trucks have a significant presence on the nation’s highways. An estimated 439,206 large trucks were involved in police-reported traffic crashes nationwide in a recent year, the National Highway Traffic Safety Administration reported. These crashes involving large trucks – gross vehicle weight rating greater than 10,000 pounds – resulted in…

tree fell on car while driving

Winter storms and other bad weather sometimes bring trees down onto Kentucky roads. If you should happen to run into a downed tree or a tree were to fall onto your vehicle, it could cause serious injuries to anyone in it. Afterward, as you sought to file an insurance claim,…

motorcyclist in Kentucky

Lane splitting on a motorcycle – riding alongside other vehicles between lanes of traffic – is a controversial practice. Some say it increases the likelihood of an accident, while others say a motorcyclist avoids certain accidents and injuries by lane splitting. What’s important for motorcyclists in Kentucky to know is that…

flood insurance

Flood insurance is expensive and often-overlooked protection. The value of having flood insurance became startingly clear when Paducah and other parts of eastern Kentucky suffered catastrophic flooding in July 2022. Unfortunately, many Kentuckians who have flood insurance have found that their insurance carriers still try to avoid paying valid flood…