My car was damaged in the accident. How am I going to get around?

Depending on your auto insurance policy, you may be able to obtain a temporary rental car through your provider. Either way, we will contact the insurance company of the at-fault driver. We will order them to arrange for your rental car as long as it is necessary.

I was injured in a car accident. Who will cover my medical expenses?

Kentucky is a "no-fault" state and requires all drivers to carry Personal Injury Protection. Because of this, your Kentucky auto insurance provider is responsible for paying $10,000 of your medical expenses immediately, regardless of who is at fault. Then, after the at-fault driver has been determined, they will request reimbursement from their insurance company. Your health insurance, Medicaid, or Medicare coverage may also pay for your bills. In that case, they are entitled to seek reimbursement from money paid to you by the at-fault party.

How much compensation will I get?

There is no upper limit to the amount that a Kentucky car accident victim can recover. However, the exact amount depends on several factors, such as the degree of the severity of the injuries, the amount of medical expenses and lost wages, and the amount of available insurance coverage.

What if I was partially at fault for the accident?

Kentucky assigns fault for car accidents in percentages. For example, if you were 10% responsible for the accident, then you can sue the other driver for 90% of the damages. Call us today for help.

Kentucky Car Accident Lawyer | Free Case Review

One moment you’re having a perfectly normal day. The next moment, another driver slams into you and leaves with you a whole pile of problems.

An auto accident can have serious effects on your life, your health, and your family. If you or a family member were injured by someone driving under the influence, someone who failed to obey traffic laws or who was driving recklessly, call our car accident attorneys at Morgan, Collins, Yeast & Salyer first. We have offices located across Kentucky in Lexington, Somerset, Manchester, London, Hazard, Paducah, Paintsville, Prestonsburg and Princeton.

For years, Kentuckians have turned to our law firm because:

We are focused exclusively on helping Kentucky car accident victims. We don’t represent insurance companies or businesses. We represent real people who are struggling to recover from serious injuries. People just like you.
We have insider knowledge about how insurance companies work. Attorneys Roy Collins and Dan Yeast worked for insurance companies for years. They understand how they work and think. They have the knowledge, the resources, and the Kentucky Courage to fight the big insurance companies and provide guidance if your car accident claim exceeds your insurance limit.
We know the Kentucky legal system. As local car accident lawyers, we aren’t afraid to take your case to trial to fight for maximum compensation for your construction zone accident, rear end accident and many other accidents. And if we do go to trial, guess who’s on the jury? People from Kentucky – just like our attorneys here at Morgan, Collins, Yeast & Salyer. Make sure you choose a car accident lawyer who knows Kentucky to help you pursue the justice you deserve after your auto accident.
We provide full-service representation for car accident claims. Our attorneys do much more than taking on the auto insurance companies. There are many times when we may identify that our clients also deserve workers’ compensation benefits or Social Security Disability benefits. We fight on all fronts to demand the full and fair compensation you need.
We routinely handle the property damage claims involving the repair or replacement of wrecked automobiles for our car accident clients and don’t charge for this service. We understand that people trying to recover from significant car accident injuries caused by others’ negligence don’t need the stress and aggravation of dealing with insurance companies.

It takes courage to pick up the pieces after a devastating auto accident. It takes courage to keep pushing for the justice you deserve. At Morgan, Collins, Yeast & Salyer, we provide the Kentucky Courage you need to get through this tough time.

Please contact us now to get the legal help you need. We also handle property damage claims for our car wreck injury clients for FREE. Schedule your free consultation today.

Get a Free Consultation: 877-809-5352 Contact Us Online

Why Get an Attorney for a Car Accident

Your expenses start immediately. Your medical bills start piling up on day one. An attorney helps you determine how to cover all the medical treatment you need.
You can’t trust insurance companies. Even if a claims adjuster seems friendly on the phone, the insurance company is more worried about its finances than about you getting all the payment you deserve.
Evidence, and people, disappear quickly. Believe it or not, sometimes the other driver becomes hard to find soon after an accident. If you have a lawyer early on, your lawyer can prevent that driver’s insurance company from refusing to help you.
Your injury turns out more complicated than you thought. It’s not unusual to notice more pain in the days after an accident — or have complications from your injuries at a later time. Signing a settlement with an insurance company too soon without a lawyer’s guidance could leave you unable to get help for rising medical costs.
You can seek many different kinds of damages. You might be qualified to receive more than the cost of medical bills and your damaged car. A lawyer can help you seek compensation for other damages, like pain and suffering, lost wages, and even the loss of companionship if you’re the partner of the injured person.
You pay no fee until you win compensation. You need to realize that it doesn’t cost you more just to get a lawyer on your claim sooner. Personal injury lawyers are paid from a percentage of the final settlement you receive. You don’t pay unless you win. If you have a lawyer, you might end up receiving more because your lawyer can negotiate a higher settlement.

You can bet the insurance company will have lawyers. You deserve a lawyer on your side, too.

How Are Medical Bills Paid in Auto Accident Cases?

Couple computing medical expenses after a car accident One of the biggest pressures you will face after you’re hurt in a car accident is how to pay for your medical treatment. Those bills pile up fast.

You’re hurting, and the last thing you want is to wrangle with an insurance company to get medical care. But they often just make things complicated. Health insurance companies don’t want to pay if they think car insurance companies should cover your injuries. These companies always look out for themselves first, not for you.

You would think they would understand you need help. The Kentucky car accident lawyers at Morgan, Collins, Yeast & Salyer understand. We work quickly to identify solutions for paying your medical bills so you don’t have to worry about it.

These are sources of money to pay for your medical care early in your case:

Your own car insurance company. In Kentucky, the insurance carrier for the car you’re in at the time of the accident is responsible for a portion of your medical bills, usually up to $10,000.
Your private health insurance. Your policy may pay for your medical treatment related to the accident.
Medicaid. If you have Medicaid health care coverage, designed for people with limited incomes, that coverage may pay for your medical care.
Medicare. If you have Medicare coverage for people over 65 or people with disabilities, that may provide coverage for your injuries.

One of the first steps we take is to make sure your carrier has the information it needs about your accident. Sometimes under Medicaid, for example, doctors refuse to treat you because they think your injuries should be covered by someone else.

The car accident attorneys at Morgan, Collins, Yeast & Salyer stand up for you at every step in the process. You don’t have to pay anything for us to evaluate your legal case. Get your free consultation now!

Get a Free Consultation: 877-809-5352 Contact Us Online

Testimonials

“I actually am an attorney in Kentucky and have been for 20 plus years working almost exclusively in insurance defense. I was involved in a motor vehicle accident where I was rear-ended at a high rate of speed. This resulted in several surgeries. My expertise was not in motor vehicle accidents, so I needed to find a good attorney to represent me personally.

The attorneys at this Firm have vast experience in Kentucky Law. They also communicate very well with you and explain things in a manner you will understand it. Most importantly, they will provide you with the kind of representation you need to have a successful outcome.” – Testimonials We Are Proud of

How to Value a Car Accident Case

There is no easy answer to this question. Many factors including the severity of your injuries, the amount of medical expenses and lost wages, as well as the amount of available insurance coverage, determine the amount of compensation you may receive.

If you’re injured in a car accident, you have the right to seek compensation for damages such as:

The cost to repair your vehicle
Current and future medical bills related to your injuries
Permanent disabilities
Lost wages
Reduced earning potential for the future
Pain and suffering

It can be intimidating to take on the insurance companies. Do not let them undervalue your claim. Call our auto accident lawyers before you talk to the insurance companies.

When to Seek Legal Advice

You may think that calling a lawyer immediately after an accident seems like overkill. After all, you may think you’re going to get better, and that insurance will cover all your medical treatment — or at least that’s what you hope.

So when do you really need to get an attorney for a car accident?

The answer: If you were injured, as soon as you can. Even if you don’t think your accident was a major one.

The reason is that these situations can quickly get more complicated than you realize. You need to take steps now to protect your right to maximum compensation for your injuries. Working with a car accident lawyer early on can be the best way to ensure you are fighting for what you are truly owed.

Getting Transportation After a Car Accident

After an auto accident, you immediately face the hassles that come with losing your transportation. One of the first things people ask after a car accident is how to get another car, so they can get where they need to go and continue with their lives.

At Morgan, Collins, Yeast & Salyer, not only will we fight for maximum compensation for medical bills, vehicle damage, lost wages, and pain and suffering — we’ll help you get a ride.

Your Options for Getting Temporary Transportation

Your damaged car is being processed. You may never drive it again. Whether you can get it fixed — or it’s totaled — it’ll take time and money for you to get something new to drive permanently.

In the meantime, your life goes on. You and your family need the freedom to get where you need to go.

You can look in two places to quickly arrange a new car to drive:

Your own insurance policy may have a provision to provide you a rental car after an accident.
The other driver’s insurance policy may cover a rental car for you.

At Morgan, Collins, Yeast & Salyer, our legal team will help you navigate what your insurance offers. And as soon as we are able to identify the insurance company for the at-fault party, we will contact them to demand that they provide you with a rental car until your vehicle can be repaired or replaced.

Get Help Dealing with Insurance Companies on Property Damage Claims

The top goal of insurance companies is to make money, not help you with a new car to drive or pay you the maximum amount of compensation you are owed. That’s why dealing with insurance can be a nightmare after an accident.

You deserve full payment for your losses — and something to drive in the meantime. Contact our car accident law firm now to talk about how we can help in a free consultation.

Don’t let insurance or the other driver shortchange you and leave you struggling to recover from your accident. Don’t shy away from demanding everything you need to move on with your life.

The Kentucky car accident attorneys at Morgan, Collins, Yeast & Salyer make sure you are protected under the law. Get your free case evaluation now.

Statute of Limitations on Car Accident Claims in Kentucky

In Kentucky, the time limit ─ known as the statute of limitations ─ is two years from the date of the car accident.

In addition to the time limit placed upon you by state law, the insurance company will also have deadlines for filing a claim for compensation. This is why it is crucial that you speak with a Kentucky car accident lawyer as soon as possible.

What to Do After a Car Wreck

The moments after an auto accident are a blur. Your heart is racing. You’re hurting. You’re not sure what happened. You’ve only barely begun to realize the ways this trauma might change your life.

You need medical care right away. But you also need to take certain steps to protect you later on. You’re going to need Kentucky Courage. At Morgan, Collins, Yeast & Salyer, that’s what we provide.

Follow these five steps to protect your legal rights — and your chances of winning maximum compensation — after a crash or a multi-vehicle collision:

See a doctor right away, even if you don’t think you’re injured.

If you’re obviously hurt, then, of course, your priority should be getting medical attention. Your well-being comes first. Then, later on, records of your treatment will become an important part of your case for personal injury compensation.

But sometimes your injury may not be obvious. The spike of adrenaline you get after a sudden, shocking crash might be masking an injury. At Morgan, Collins, Yeast & Salyer, we see this regularly with our clients: The next day, or the day after, someone in an accident starts feeling the pain they didn’t notice at first.

This is why you should see a doctor right away, no matter what. If you wait too long, an insurance company could try to argue your injuries were caused by something else.
Don’t give a statement to an insurance carrier.

As soon as your insurance company, or the carrier for the other driver, hears about your accident, they may want you to give them a statement. Don’t do it. Talk to a lawyer first. You want to make sure you don’t say anything that hurts your chances of seeking maximum compensation down the road.

Politely tell the insurance representative that you don’t feel comfortable talking at this time — and you’re going to go see a doctor.
Get names of witnesses.

People passing by when your accident happened can be hard to capture. Get their names and contact information before they move on. You might never be able to find a witness again.
Get photos of the accident scene.

If your physical condition allows it, take pictures. Show how the vehicles are situated compared to each other right after the collision. Take photos of the damage to the cars and your injuries.

Of course, if it’s unsafe to leave your car where it ended up, and it’s possible to move it out of traffic lanes, then move it.
Get a lawyer before evidence and people disappear.

The faster you get a Kentucky auto accident attorney after an accident, the better off you’ll be. Sometimes you have to act fast because the person who hit you becomes hard to find.

Our attorneys can serve the other driver with a lawsuit within 24 hours. Even if the person disappears, his or her insurance company will still have to answer for the lawsuit.

If you don’t file suit right away — and the person moves and becomes hard to track down — their insurance company may use the opportunity to say they aren’t sure who was at fault and can’t take your word for it.

And one more word of caution: Be wary of attorneys or medical providers who contact you unsolicited. Seek out your own lawyer. Insurance companies always look out for themselves first. Attorneys Roy Collins and Dan Yeast saw that firsthand when they worked for insurance companies. So now they work for everyday Kentuckians like you.

Get a Free Consultation: 877-809-5352 Contact Us Online

What You Need to Know About Dealing with Insurance Companies

Insurance companies think they’re so big that they can just push Kentuckians around. And honestly, some car accident lawyers in Kentucky let the insurance companies do just that. At Morgan, Collins, Yeast & Salyer, we don’t. We work for you.

Most of the time, these big insurance companies will try to pressure you into accepting a quick settlement. Talk to an experienced car accident lawyer first. If you don’t, you may walk away with pennies on the dollar.

Before you sign anything, check with us. We’ll help you avoid the common mistakes most people make when dealing with insurance companies.

And always remember: The adjuster does not work for you. Adjusters work for insurance companies. And the insurance companies will do everything they can to pay you as little as possible. If you’re having trouble dealing with an insurance adjuster, a lawyer can help you.

After a car accident, let one of our personal injury attorneys deal with the adjuster and the insurance company so you can focus on getting better.

Types of Car Accidents

Aggressive Driving Accident—A collision caused by a driver’s intentional unsafe behaviors, such as tailgating, weaving through traffic, or ignoring traffic signals.
Head-On Collision Accident—A high-impact crash where the front ends of two vehicles collide while traveling in opposite directions.
Rear-end Accident—An accident in which one vehicle strikes the back of another, often due to tailgating or distractions.
Reckless Driving Accident—A crash resulting from a driver’s willful disregard for the safety of others, such as speeding, racing, or driving under the influence.
Speeding Accident—A collision in which a driver’s excessive speed was a contributing factor, often resulting in more severe injuries and damage.
Texting While Driving Accident—An accident caused by a driver’s distraction due to reading or sending text messages, often leading to delayed reactions and collisions.

Been in a Kentucky car accident? Don’t let the aftermath overwhelm you – learn about your rights and the types of car accidents our experienced attorneys handle.

Common Car Accident Injuries

Injuries from an auto accident can upset your whole life. You may be dealing with physical pain on top of the emotional effects and financial fallout of a car or truck accident. You might be forced out of work temporarily or worse. It’s natural to be overwhelmed after an accident.

That’s where our lawyers come in. We manage every aspect of your car accident injury claim to take the pressure off you. Our car accident attorneys are highly knowledgeable about all types of catastrophic injuries, and we will fight for the full financial relief you need.

Some of the common injuries we see that can lead to payment after an auto accident include:

Back and neck injuries
Spinal cord injuries
Head and traumatic brain injuries
Broken bones
Soft-tissue injuries (muscle, tendon, or ligament injuries)

Burns
Arm and leg injuries
Amputations
Internal organ damage
Anxiety and emotional distress

If you are coping with serious injuries from an auto accident, you may feel vulnerable ─ overwhelmed by the ripple effects this has on your life. All you want to do is move past it.

The insurance company knows this, too. An insurance adjuster will try to take advantage, offering you a quick solution that seems fair at first glance. You might be tempted to just get it all over with. Don’t fall for it.

Let the automobile accident attorney at Morgan, Collins, Yeast & Salyer stand by your side and fight for you every penny you deserve for your injuries and the losses you have suffered.

Talk to a Kentucky Car Accident Attorney Now

While you may be a good driver who follows the laws and rules of the road, other drivers may not be as cautious as you. If you’re seriously injured by another motorist while driving, let us help you demand the fair compensation you deserve.

Call Morgan, Collins, Yeast & Salyer right away to set up your free consultation. And find out how Kentucky Courage can help you get through this.