Navigating the Path to Social Security Disability Benefits in Kentucky
The Social Security Disability Insurance (SSDI) program is supposed to provide hope and help to people unable to work due to a disabling condition. Unfortunately, applying for SSDI benefits is often so confusing it can leave applicants feeling anything but hopeful.
Data from the Center on Budget and Policy Priorities (CBPP) shows that less than a quarter of applicants are approved after their initial application. An additional 10 percent of applicants are approved at reconsideration or appeal, according to the CBPP data.
The sad truth is that Social Security is a complicated, difficult-to-navigate bureaucracy. If you’re trying to apply for financial support on your own, you’re likely going through a frustrating and fruitless experience.
But don’t give up hope just yet. If you’re one of the many people in Kentucky navigating the path to SSD benefits, having an experienced SSD attorney like those at Morgan, Collins, Yeast & Salyer can make all the difference. We’ve spent years fighting for our clients and have recovered millions of dollars in cases across Kentucky. We believe every client deserves personalized service, so we offer a free case review to understand your unique case better.
Contact us now to get started.
How Do Social Security Disability Benefits Work in Kentucky?
The Social Security Administration (SSA) oversees two different benefits programs. The first is Social Security Disability Insurance (SSDI), a program for disabled workers with a sufficient work history. The second, Supplemental Security Income (SSI), covers older adults and disabled individuals with limited means, regardless of their work history.
SSDI benefits are federally funded financial aid programs reserved for people unable to work due to severe medical conditions. To apply for benefits, your condition must be considered a qualifying disability with a prognosis of lasting at least 12 months or resulting in death. You must also have paid into the program by earning a certain number of work credits.
Social Security awards work credits based on your earnings. The amount needed for a credit changes yearly. As of 2024, a worker earns one credit for each $1,730 in earnings per quarter. You can earn up to four credits per year.
The number of credits needed for disability benefits depends on your age when your disability starts. Generally, you need 40 credits, with 20 earned in the last 10 years before your disability began. Younger workers may qualify with fewer credits.
Reasons for Social Security Disability Claims in Kentucky
The SSDI program has strict definitions for which medical conditions qualify for benefits. The SSA breaks out qualifying conditions into 14 broad categories:
- Musculoskeletal disorders
- Special senses and speech
- Respiratory disorders
- Cardiovascular system
- Digestive disorders
- Genitourinary disorders
- Hematological disorders
- Skin disorders
- Endocrine disorders
- Congenital disorders that affect multiple body systems
- Neurological disorders
- Mental disorders
- Cancer (malignant neoplastic diseases)
- Immune system disorders
Keep in mind this is not an exhaustive list. If your condition isn’t on the list, don’t panic. You may still be eligible for benefits, as the SSA will review your application to determine if the condition qualifies for benefits.
The Benefits of Having Our Kentucky SSD Attorneys on Your Side
The SSD application process is notoriously complex, and most initial applications are denied at first. Having an experienced Kentucky SSD attorney from Morgan, Collins, Yeast & Salyer can improve your chances of a successful claim. We offer:
- In-depth knowledge of SSA regulations – We understand the intricate rules and requirements for obtaining SSDI benefits.
- Effective evidence gathering and presentation – We will help you assemble medical records and other documentation to support your claim.
- Skilled representation at hearings and appeals – If your initial application is denied, we can represent you at your hearing before an Administrative Law Judge and throughout the appeals process.
Here’s what one of our clients had to say about working with our law firm:
“I can’t thank them enough for their guidance and experience with getting my disability—amiable and down-to-earth staff. Overall,… very knowledgeable and helpful in my process. I couldn’t have done it without them.” – Lenita M. (Client in Lexington) Review on Google 01/1/2023
What to Expect During Your Free Case Review with Our Kentucky SSD Attorneys
We offer a free, no-obligation case review to discuss your situation and answer your questions. This consultation is entirely confidential. During the review, we will assess your eligibility for SSD benefits, considering your documented medical condition and work history. From there, we can review any specific circumstances, answer questions about the application process to SSD, explain our fee structure, and give you a clear picture of how we can help you.
Frequently Asked Questions About Social Security Disability in Kentucky
How long does the SSD application process take?
SSD applications can take a few months to more than a year. The timeline differs from case to case and can become more complex if your claim is initially denied.
What happens if the SSD claim is initially denied?
Even if the SSA denies your claim, you still have the legal right to appeal the decision. Our attorneys can guide you through the steps of appealing an initial decision and represent you in the event of a hearing or an appeal in court.
What type of fees do you charge?
We work on a contingency fee basis, which means you pay us only if we win your case. Our fee is a set percentage of the past-due benefits you receive.
Contact Us Today for Your Free Case Review
If you are struggling with a disability and unable to work as a result, you could be entitled to Social Security Disability Insurance benefits. Getting the money you deserve can be challenging, though, so don’t wait to seek legal help. Contact Morgan, Collins, Yeast & Salyer today for a free case review. We can help you take on the SSDI system’s complexities and fight for the benefits you deserve.
Call us 24 hours a day at (877) 809-5352 or click here to schedule your free consultation.
