Bad drivers make it is dangerous for others to be on Kentucky roadways. Traffic data compiled by Kentucky State Police shows traffic deaths have increased. In one recent year, 806 people lost their lives on Kentucky highways. A Fayette County car accident can change your life or your family’s life in the blink of an eye. Who can you turn to for support after a serious accident? Can you count on your insurance company to provide the money you need to pay mounting medical bills and help you dig yourself out of a difficult financial position?
At Morgan, Collins, Yeast & Salyer, our Fayette County car accident attorneys want to help you pursue maximum compensation for your injuries. We know that moving forward with your life after a traumatic car accident is difficult. You deserve support and responsive legal advice to help you navigate the claims process and seek the money you need.
To learn more about your legal options, contact a Fayette County car accident lawyer today and set up a FREE personalized consultation.
Common Types of Car Accidents in Fayette County, KY
Careless driving behaviors such as speeding, driving while impaired, and distracted driving are common causes of significant car accidents on Kentucky roads. When a driver fails to take their behavior behind the wheel seriously, accidents happen that can cost another driver their life.
At Morgan, Collins, Yeast & Salyer, our experienced car accident attorneys in Fayette County, KY, have the knowledge and resources to handle all types of car accidents. We know how to leverage our experience to pursue justice and meaningful compensation for our clients. Some of the car accident cases we routinely handle include:
- Hit-and-run accidents
- Drunk driving crashes
- Head-on collisions
- T-bone or side impact crashes
- Rear-end accidents
- Rollover accidents
- Sideswipe accidents
- Single car accidents
- Muti-vehicle accidents
If a careless driver injured you in a collision, consult a Fayette County car wreck lawyer for help. You deserve maximum compensation for your injuries. A Kentucky Courage attorney can help you fight for justice and just compensation.
Car Insurance Coverage Accident in Fayette County
Before a Fayette County driver gets behind the wheel, they should familiarize themselves with Kentucky’s insurance requirements. All Kentucky car and truck owners must carry auto liability coverage and have no-fault Personal Injury Protection (PIP) insurance unless they decline no-fault coverage.
Kentucky’s minimum auto liability insurance requirements are:
- $25,000 for injuries per person for a single accident
- $50,000 total for all injuries in a single accident
- $25,000 for property damage
- PIP coverage unless the driver opts out
Kentucky law allows drivers to accept or decline Personal Injury Protection insurance. Personal Injury Protection policies pay for medical bills, lost wages, and out-of-pocket expenses without having to prove fault. For that reason, it’s often referred to as no-fault insurance
Kentucky also requires drivers to report accidents involving injuries, death, or accidents causing at least $500 in property damage. If you do not call authorities to the scene, you must report the collision to the Kentucky State Police within ten days of the accident.
Why Hire a Car Accident Lawyer in Fayette County?
Why should you consider hiring a Fayette County car accident lawyer after a crash? You need someone to protect your legal rights and provide trusted legal guidance as you navigate the accident claims process.
Insurance companies are motivated by profits and protecting their bottom line. They are focused on minimizing the payment of financial compensation to resolve accident claims. A speedy settlement is typically designed to limit an insurance company’s liability. Some adjusters pressure vulnerable accident victims into accepting a quick, lowball offer, saving the insurance company time and money. A knowledgeable auto accident attorney can push back against these tactics and fight for you.
At Morgan, Collins, Yeast & Salyer, our experienced car accident lawyers investigate the cause of car crashes, gather evidence to prove fault and build a solid compensation claim. Our personal injury attorneys are known for their Kentucky Courage. We are willing to go head-to-head with the insurer and aggressively negotiate for the money you deserve. We deal with the insurance company so you can focus on your health and recovery. Why hire an attorney after a car accident? You deserve justice and the money it takes to rebuild your life after a serious auto accident caused by someone else.
What To Do After a Car Accident in Fayette County?
After the initial medical treatment and exchange of information with the other driver, what are you supposed to do in the days and weeks after the collision? Do your actions matter? The answer is yes. What you do in the aftermath of a Fayette County car accident can have a profound impact on your ability to collect compensation for your injuries.
To protect yourself and help your attorney build a compelling compensation claim, take the following proactive steps after an accident:
- Seek medical attention immediately – Visit a medical professional as soon as possible following an accident. Your health and safety are on the line. Many significant health concerns can take time to manifest, especially when the initial rush of adrenalin is masking pain after a collision. If you have severe injuries, it will take time to determine the extent of your losses and medical costs.
- Contact a Fayette County car accident lawyer – You need experienced legal representation. Contact a car accident attorney as soon as possible to help you manage your claim and meet strict deadlines.
- Keep detailed records – Stay organized and record your medical expenses, lost wages, and out-of-pocket expenses related to the collision. These documents can help your attorney accurately calculate the fair value of your personal injury claim.
- Avoid social media – Never post any comments or photos about the accident on social media platforms. The best advice is to avoid posting on social media entirely until your attorney resolves your claim. Insurance adjusters and opposing attorneys can use social media posts to question the seriousness of your injuries and twist the narrative against you.
- Follow your doctor’s medical advice – Follow your physician’s treatment plan. You can jeopardize your health and weaken your compensation claim by skipping follow-up appointments or waiting too long to seek treatment. If you fail to keep follow-up appointments, it may cause an insurer to decide that your injuries are not as severe as you claim, and your claim should be denied.
Allow your attorney to do the heavy lifting for you. Only provide the insurance company a recorded statement about the crash when you have legal representation, and your attorney advises you to do so. Do not admit fault, and do not stress yourself out over managing your claim. An attorney can help you through the process and pursue maximum compensation on your behalf.
How a Car Accident Lawyer Can Help in Fayette County
A Fayette County car accident lawyer can help you manage the stress and deadlines of filing an accident claim in Kentucky. At Morgan, Collins, Yeast & Salyer, our law firm helps car accident victims by:
- Investigating the cause of the collision
- Managing communication between you and the insurer
- Gathering and preserving vital evidence
- Calculating the fair value of your claim
- Negotiating aggressively for compensation
- Preparing a case for court when necessary
When you are struggling to manage daily tasks, the last thing you want to do is fight with an insurance company. Seek the help of our knowledgeable personal injury attorneys in Fayette County and have the peace of mind of knowing that your claim is in experienced hands. Most car accidents are settled without going to court.
Contact Our Fayette County Law Firm Today
Do you need help managing a Kentucky car accident claim? A Fayette County car accident attorney can help you pursue the money you need to move forward after a serious car accident. At Morgan, Collins, Yeast & Salyer, we are committed to offering compassionate support and skilled legal representation to help you get through this challenging time.
Contact our office today or call us at (877) 809-5352 to arrange a free legal consultation to review your options for pursuing compensation.
Car Accident FAQs
The following questions are some of the common questions we hear from individuals who turn to our law firm for help.
Do I need a lawyer for a minor accident?
You may not need a lawyer to file a car accident lawsuit after a car crash resulting in only vehicle damage. You may handle a property damage claim on your own. But even minor accidents can have significant physical injuries and financial consequences. At Morgan, Collins, Yeast & Salyer, we offer a free legal consultation so you can learn more about your legal rights and what a Fayette County car accident lawyer can do for you. A lawyer can fight for maximum compensation for your injuries and financial losses.
What happens if the other driver is uninsured?
The answer depends on your insurance coverage. Drivers with no-fault insurance coverage can file a claim with their insurance provider to help cover their medical expenses. While Kentucky does not require drivers to carry uninsured and underinsured motorist coverage, those who choose these coverage options can also seek compensation from their insurance company for their losses. If a driver opts out of no-fault coverage, they may attempt to file a lawsuit against the at-fault, uninsured driver.
Talking to an experienced Fayette County car accident attorney is the best way to determine the path forward in your particular situation.
Are there any helpful outlets or phone numbers I need to have on hand after an accident?
Yes. We have a list of helpful contacts:
Morgan, Collins, Yeast & Salyer
Lexington Police Department
