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When you worked, you paid into the Social Security system. Now that you can’t work due to your medical condition, you aren’t sure where to turn. You can apply for disability benefits, and the Social Security Disability attorneys at Morgan, Collins, Yeast & Salyer can help.
If you were denied, we can help you file an appeal. Contact us today to schedule your free consultation.
Our experienced Kentucky disability attorneys can help you take on the SSA. Taking on the Social Security Administration (SSA) by yourself may seem like a courageous idea, but the reality is that when you do it alone, you’re less likely to win benefits.
We’ll handle your claim with respect and dignity.
The disability attorneys you meet in our offices in Lexington, Somerset, Manchester, London, North London, Hazard, Paducah, Paintsville, Prestonsburg and Princeton nearby areas are the attorneys who will represent you at any hearings and who will help with your application. If you live in Kentucky and can’t work, call us today for your best free consultation.
When a person is injured or ill and cannot work for an extended period of time, he or she may be eligible for Social Security Disability Insurance (SSDI) benefits. To receive SSDI benefits, you must show that you are disabled.
Social Security also only provides benefits for those suffering from a total disability. If you have a partial disability, you will not qualify for SSDI.
SSDI benefits are meant mainly to replace a portion of your income you have lost due to the fact that you cannot work. These payments are based on:
Generally speaking, SSDI will provide 40 percent of your pre-retirement income. You can estimate how much you will receive by creating a Social Security account and using the SSA’s online benefits calculator.
Unfortunately, there is typically no health insurance coverage provided immediately after your SSD application is approved. If you receive disability benefits for two years, you then become eligible for Medicare coverage. The SSA will send you this information automatically once you qualify. Individuals who suffer from the most severe conditions, such as those requiring kidney dialysis, may qualify for Medicare coverage immediately.
In some cases, your family may also be eligible to receive benefits if your SSDI application is approved. Children who are under the age of 18 can submit a separate application that will provide financial assistance that allows them to complete their high school education.
Many people think that SSDI and SSI provide the same benefits, but they are two completely different programs.
If you have become disabled, you should apply for SSDI benefits as soon as possible. It can take as long as three to five months for the SSA to process your application. Additionally, if you are denied, you may have a long appeals process. Quite simply, the sooner you apply, the sooner you could receive the benefits you need.
You can also know what a Government shutdown means for your social security disability benefits.
If you’re looking to file a disability claim, we can help you gather and present evidence to demonstrate that you are disabled under the terms of the policy you have been issued. We can refer you to medical professionals who understand how insurance carriers expect to see information explained in medical records. Our legal team will push back against unnecessary delays, demanding that insurers make payments you qualify for and make any offsets allowed when your benefits are approved.
Whether you are just beginning the application process or have been denied and need to appeal, we encourage you to contact our disability lawyers first. Our legal team can walk you through the process in a free consultation and take the pressure off of you by handling your claim from start to finish. Contact us today if you need help with applying for disability in Kentucky.
Unfortunately, there is no definitive answer to the question of when a person will begin to receive disability benefits. It will depend on whether the claim was approved after submitting an application for the first time, at a reconsideration appeal, or during a disability hearing.
The length of time it will take to receive SSDI benefits will also depend on how easily the application was processed. If there were issues during processing, such as if the disability examiner had trouble accessing the applicant’s medical records, that could hold up the process.
Even in the best-case scenario when there are no issues that hold up an approved application, it will take at least six months to receive SSDI benefits.
Although it is a myth that the SSA automatically denies applications the first time they are submitted, the agency does reject more applications every year than it approves.
If your application for SSDI was denied, the first thing to do is to determine why. There are a number of common reasons the SSA denies claims, and if you can determine why yours was denied, it can prevent you from making the same mistakes again.
If you’re not already working with a Kentucky SSD lawyer, it’s time to speak to one. An attorney will understand why your claim was denied the first time and can help you file an appeal.
Too many people do not appeal after their SSDI claim is denied. They either give up on the process or they file a brand-new application, which is a mistake. Appeals have the best chance of winning, and if you give up on the process or file a brand-new application, it will waste valuable time.
No one is required to have a disability lawyer represent them while they are going through the application process. However, there are many benefits to speaking to one before submitting your application. When going through the claims process, a disability lawyer will:
Although having an attorney is not required when submitting an SSDI application or appealing a denied claim, working with one experienced in the process will give you a better chance of receiving the benefits you need.
If you are applying for Social Security Disability, the chances are that you have a lot of questions. Below are the ones we hear most frequently, and the answers to them.
Unfortunately, even though your doctor is extremely familiar with your case and medical condition, he or she cannot determine if you are disabled. Only the SSA can do that. Doctors and the SSA often have a different definition of what’s considered a disability. For example, your doctor may state you are disabled due to a partial disability. The SSA only accepts applications for total disability.
At Morgan, Collins, Yeast & Salyer, we have handled thousands of disability cases successfully to get claimants the benefits they need. We understand how the system works, what the SSA is looking for, and how to appeal decisions and get them overturned.
If you are applying for SSDI, you are likely experiencing a hard time financially. Unlike other areas of law, such as personal injury, federal law regulates attorneys’ fees in Social Security Disability cases. This means that essentially, every disability attorney works on the same fee basis. If you win your case, our fee is 25 percent of the past-due disability benefits you receive. If you lose your case, there is no fee, meaning you have nothing to lose by speaking to an attorney.
A non-attorney advocate has legal experience, but an advocate does not have a legal degree. Advocates must still receive proper training and certification to ensure they are qualified to address an applicant’s concerns. However, being qualified and having extensive skills and experience are two different things.
An SSD lawyer has the necessary legal experience and background to fight for the best possible outcome with your claim.
If you have suffered a disability and can no longer work to provide an income for you and your family, do not try to handle a disability claim on your own. At Morgan, Collins, Yeast & Salyer, our Kentucky SSDI attorneys can help.
We can handle every aspect of your claim from start to finish, including navigating the appeals process, to demand the benefits you need. If you need help with a claim or appeal, contact us online to schedule your free consultation.
This law firm is great! I filed for disability and was denied Morgan, Collins, Yeast and Salyar took my case and took no money until my case was won. I would just like to say Linda the person I talked to on the phone made me feel like I was talking to family ! I would definitely recommend them if you need a good disability lawyer.
Review by: Debbie Tillery
Date published: 2022
Rating: ★★★★★5 / 5 stars
